WELCOME. My name is Roger Johnson and ...

my mission is to provide outstanding service and provide a positive experience for my clients. I offer the skilled services of an experienced REALTOR who lives and works in the St. Croix Valley area. You can't go wrong when you combine my 20+ years of experience with the resources of a company known nationwide as a leader in Real Estate.

I proudly serve the West-Central Wisconsin areas of Polk and St Croix Counties, including Amery, Star Prairie, Somerset, Hudson, Hammond, Roberts, Baldwin, Amery, Deer Park, New Richmond, Glenwood City, Osceola, Clear Lake, Clayton, St. Croix Falls and surrounding areas. So if you're looking for residential, vacant land, farms, water front, new construction, town homes, condos, or investment property, don't hesitate to call me at 715-246-6609 OR 715-781-4211 (cell).

If you are a first-time home buyer, this is a great time to find get into a home of your own. Interest rates are favorable and there are many fine homes on the market.

Roger V. Johnson
Realtor, Broker Affiliate

10 Tips for First-Time Home buyers
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1. Don't wait to get a loan. Talk to a lender and get prequalified for a mortgage before you start looking.

2. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and your closing costs

3. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.

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4. Be picky, but don't be unrealistic. There is no perfect home.

5. Don't ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.

6. Decide when you could move. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area?

7. Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you'll buy as well as type of mortgage terms that suit you best.

8. Don't let yourself be house poor. If you max yourself out to buy the biggest home you can afford, you'll have no money left for maintenance or decoration or to save money for other financial goals.

9. Don't be naïve. Insist on a home inspection and if possible get a warranty from the seller to cover defects within one year.

10. Get help. Consider hiring a REALTOR® as a buyer's representative. Unlike a listing agent, whose first duty is to the seller, a buyer's representative is working only for you. And often, buyer's reps are paid out of the seller's commission payment.